BDC

Physical and Digital Debt: Bancafi converts both traditional (physical) debts like loans or mortgages and digital debts such as crypto liabilities into tokenized assets. These tokenized debts are tradable on the BBM. Debt as a Tradeable Asset: Once tokenized, these debts can be freely bought or sold on the marketplace, allowing holders to monetize or liquidate their debt positions.

BBM Debt Marketplace: The Bancafi Block Market (BBM) provides a decentralized platform where debt can be bought and sold. Debt holders can sell their liabilities, while investors can purchase debt as an investment opportunity.
Cross-Chain Compatibility: Tokenized debt can be traded across multiple blockchain networks, expanding access to a larger pool of investors and enhancing liquidity.

Automated and Transparent: Smart contracts govern the repayment, interest rates, and collection process for tokenized debts. These contracts automate debt-related terms, ensuring that transactions are executed without manual intervention.
Debt Collection and Transfer: The system supports automatic collection and secure transfer of debt tokens between buyers and sellers through smart contracts.

Increased Liquidity: Debt tokenization creates liquidity for what are traditionally illiquid assets, allowing debt holders to access capital quickly by selling or trading their debt tokens. Debt Marketplace: The BBM marketplace facilitates increased trading activity, providing users with opportunities to diversify their portfolios or reduce exposure by liquidating debt.

Security through SPM: The Secure Payment Marker (SPM) is applied to all debt transactions to ensure that each payment or transfer is cryptographically marked, ensuring that assets are safe from fraud or incorrect transactions. Trusted Transactions: SPM adds an additional layer of security, ensuring that debt exchanges are reliable and verifiable on the blockchain.

Debt Investors: Investors can diversify their portfolios by purchasing tokenized debts and earning returns based on the repayment conditions coded into smart contracts. Debt Holders: Individuals or companies holding debt can sell their liabilities on the BBM, improving their liquidity and managing financial exposure. Financial Institutions: Traditional institutions can leverage the Bancafi debt collection system by tokenizing debt portfolios and offering them for trade on the BBM, opening new revenue streams.